Chuck Olmsted is Northeast Florida's first choice for home mortgage loans. Based in Jacksonville, Florida, I specialize in purchases and refinances, offering conventional and government loans (VA, FHA, USDA Rural Housing), and first-time home buyer programs. My client base for residential mortgages includes people living in Jacksonville, St. Augustine, Ponte Vedra, Palm Coast, Amelia Island, Fernandina, Mayport, Jacksonville Beach, Atlantic Beach, Neptune Beach, and Northeast Florida. I am licensed to originate mortgages in all states and help many out-of-state borrowers.

Visit my mortgage portfolio page to learn more about all the products, including loans for new home purchases, construction-permanent, refinancing, reverse mortgages, and commercial. Loan types range from cottages for first time home buyers to million dollar oceanfront condominiums and second homes requiring jumbo loans.

Read what my clients (and REALTOR® partners) say. I have extensive experience and superior knowledge of the home mortgage industry. I represent a large number of lenders with solid mortgage products and aggressive interest rates. I help a wide range of borrowers, and continue to do "smart" loans, making home ownership affordable for almost everyone including the credit challenged .

Check out my helpful Resource Center. Please contact me with your loan questions.